Peter, thanks for this comment, so grateful to have you here to see another perspective. I like where you're going with this argument. Trust is essential. A regular Joe will always earn what a regular Joe earns, because nobody is going to trust a regular Joe with a clever Joe problem.
In other words, in 2022 average is not good enough anymore—unless it makes you happy. If anyone wants to earn more than the regular Joe, they need to work on their skills every single day. Start free if you have to. Do your dream projects until you're so good at them that your clients can't help but want to pay you.